Honest comparison

Prova vs CFI

CFI offers the FMVA certification with structured courses and Excel templates. Prova offers hands-on practice with live data. They solve different problems.

The short version

When to use each

Use Prova when you want to...

  • Practice modeling on real companies with live data
  • Build models in your browser without Excel
  • Get AI feedback on your assumptions and output
  • Start for free and practice at scale before interviews

Use CFI when you want to...

  • Earn the FMVA certification for your resume
  • Follow structured courses with video instruction
  • Access Macabacus Excel productivity tools
  • Build comprehensive Excel skills with templates

Feature comparison

Side by side

FeatureProvaCFI
Interactive model building
Live ticker data (any public company)
DCF model
LBO model
Three-statement model
Comparable company analysis
Monte Carlo simulation
Cap table modeling
Real estate investment model
AI-powered analysis
Formula-driven Excel export
Video course content
FMVA certification
Macabacus Excel add-in
Web-based (no Excel required)
Works on Chromebook / tablet
Free tier
Models: total count
13
8+
Student price
$9/mo
$248/yr
Full price
$15/mo
$348/yr

Key differences

What makes them different

Certification vs. practice

CFI's biggest value is the FMVA (Financial Modeling & Valuation Analyst) certification. It takes 120-200 hours of coursework and passes a final exam. This is valuable if you need a credential for your resume. Prova doesn't offer certification — it's focused on building practical modeling skill through repetition with real data.

Price

CFI costs $348/year (or $248/year with a student discount). Prova is free for all 13 models with live data. Pro is $15/month ($9/month with .edu discount) for AI insights and formula-driven Excel. For the cost of one year of CFI, you could use Prova Pro for over two years.

Static templates vs. live data

CFI provides Excel templates with one pre-built case study per model. You follow along with the video. Prova lets you type any ticker and auto-fills live financial data from 70,000+ companies. Practice on Apple, Tesla, or the company you're interviewing at — with real numbers, not a static template.

Macabacus

CFI acquired Macabacus and includes it with membership. It's a powerful Excel and PowerPoint add-in used in investment banking for formatting, productivity, and presentation building. Prova doesn't compete here — Macabacus is a professional tool for people who live in Excel all day.

AI integration

CFI recently added an AI for Finance specialization course. Prova has AI built into the modeling workflow — Provanalyst analyzes your model output, benchmarks assumptions against industry standards, and generates investment memos. The AI teaches you as you build, not as a separate course.

The best approach? Use both.

If you need the FMVA credential, get CFI. Then use Prova to practice at scale — run the same models on dozens of real companies until the workflow is second nature. The credential opens doors; the skill keeps you in the room.

Prova is free. Start practicing today.

Ready to start practicing?

13 free financial models with live data. No credit card, no Excel required.